FEMA Related Property Inquiries

The City of Marathon encourages inquiries from lenders, real estate representatives, insurance agents, and property owners to request flood information before buying or selling land in the county. All of the City of Marathon is identified as a coastal floodplain and may be subject to flooding.

FEMA Regulations

The City of Marathon participates in the FEMA National Flood Insurance Program (NFIP).  In compliance with the NFIP, the City has adopted a Floodplain Management Ordinance which regulates construction of buildings within the adopted floodplain (the entirety of the City).  A link to the City’s Floodplain Ordinance is provided below:  http://library.municode.com/index.aspx?clientId=13811 (Appendix A, Land Development Regulations, Chapter 107, Article 12, “Floodplain Management.”

FEMA Community Inspection Program

The City of Marathon has participated in the FEMA NFIP Community Inspection Pilot Program which “sunseted” in July of 2013.  However, the concept of the Community Inspection Program remains viable as a tool for the real estate market to determine the legality of structural components of buildings enclosed below the Base Flood Elevation (BFE).  The City continues the program on a volunteer basis.  The FEMA NFIP Community Inspection Application Form can be downloaded here. 

FEMA Flood Insurance Rate Maps (FIRM)

FEMA provides paper FIRM maps at varying scales.  They can be difficult to read if they are not “scaled up” to a more viewable scale.  The City utilizes Geographic Information System (GIS) files to visualize the FIRM maps at a better scale.  The attached map book is provided as an Adobe PDF document and is down loadable here.  (This is a large file and will take time to download)  A free version of Adobe Reader is available here.    Individual maps pages may be scaled to read them better.  Additional FEMA map information is also available on their site and here. 

FEMA Species Focus Area Guidance and Maps

On January 11, 2011 the United State District Court, Southern District of Florida approved a settlement (Case No 90-10037-CIV-MOORE) between the National Wildlife Federation, Florida Wildlife Federation, and Defenders of Wildlife (Plaintiffs) VS Federal Emergency Management Agency (FEMA) and the U.S. Department of the Interior (Defendants) concerning the protection of endangered species in the Florida Keys. The settlement requires that local governments in the Florida Keys participating in the National Flood Insurance Program (NFIP) adopt a revised floodplain management ordinance in compliance with the terms of the settlement and the Fish and Wildlife Service Biological Opinion (BO) dated December 14, 2010. The Settlement also adopts Species Focus Area Maps and Species Assessment Guides and obligates local governments (City of Marathon) to implement a program to assess the impacts of proposed development in consideration of the species location maps and associated species guides. The City of Marathon has begun implementing the Assessment Program. An outline of the review process is shown below for the three (3) endangered species potentially found in the Middle Keys, including Marathon, Key Colony Beach and the Unincorporated County area: Click for Lager Image The City is obligated to review and assess all permit applications. This review will be made quickly and as seamlessly as possible so that your permit application is approved expeditiously. In very rare instances review may take additional time. When you receive your permit you will be required, particularly for properties that are on the new species focus area list, to sign an acknowledgement statement as part of permit issuance. Otherwise, you will be provided brochures concerning the endangered species potentially located in the Middle Florida Keys. The City will make all of the necessary information available on its web-site for those who will need it for permit submittal/review, land transactions, or other professional consulting …

Other Documents and Resources (Resource Links)

The following floodplain management resources are available for use: Floodplain Management Requirements Coastal Construction Manual FEMA Mobile Home Regulations FEMA Technical Bulletins Additional municipalities in the area: Monroe County Villages of Islamorada City of Layton City of Key Colony City of Key West FEMA Technical Bulletins: Users Guide to Technical Bulletins Openings in Foundation Walls and Walls of Enclosures Flood Damage-Resistant Materials Requirements Non-Residential Floodproofing Elevator Installation Free of Obstruction Requirements Below Grade Parking Requirements Wet Floodproofing Requirements Corrosion Protection Design and Construction Guidance for Breakaway Walls Structures Built on Fill or Near Special Flood Hazard Areas Crawlspace Construction