It takes only six (6) inches of moving water to knock a person down causing injury and possibly death. In order to protect your property and human lives, the following steps should be taken:
1. Have an evacuation plan. Have two weeks worth of medication, food and water.
2. The elderly, disabled or persons with special needs should register with
3. Trees should be trimmed regularly, prior to hurricane in preparation for possible flooding.
4. Doors, windows or any building openings should be secured.
5. Driving through flooded areas should be avoided; power lines may be down.
6. Be alert to gas leaks. Candles and any other type of open flames should be carefully monitored.
Homeowner insurance does not cover flood damage; a flood insurance policy is required. The following steps should be taken in regards to flood insurance:
1. Check your policy to make sure that your property and personal possessions are covered under the policy.
2. Photograph and list your possessions for claim purposes; store the information with your policy in a safe place.
The National Flood Insurance Program (NFIP) is a federal program enabling property owners in participating communities to purchase flood insurance on eligible buildings and contents, whether they are in or out of a floodplain. This community participates in the NFIP, making federally backed flood insurance available to its homeowners, renters, condo owners/renters, and commercial owners/renters. Costs vary depending on how much insurance is purchased, what it covers and the property’s flood risk.
To find out more about flood insurance and who writes flood insurance in your area visit www.floodsmart.gov.